Denied.....now what!
Ok, the title says it all. My insurance company has denied my preauthorization for the gastric bypass. They said that I did not present information proving that I'd failed a medically supervised weight loss plan. That's what the letter said. I'd received the news from a phone conversation I had with the company before I got the letter. In that conversation, the person indicated that "they just need to make sure I'm not doing this for cosmetic reasons". That's funny. Yeah, I'm 320#, have high blood pressure, high cholesterol, sleep apnea, arthritis, GERD, and other bariatric conditions I will leave unmentioned - but I might be in it to have abs like David Hasselhoff....RIIIIGGHT......
Ok, I realize that most folks who undergo this surgery have to jump through some hoops to get approved, like participating in a doctor supervised weight loss plan for 6-12 months, but at this point it seems like such a waste of time. I know I can lose maybe 10# if I starve myself and work out like a fiend, but according to the NIH, the only true method of attaining long term weight loss for the morbidly obese is with bariatric surgery.
I plan on drafting an appeal letter, providing information regarding my failed "medical weight loss program" in 2001, and my attempts since then. I will also include the NIH studies I mentioned, and will become the most stubborn phone caller since the invention of telemarketing. Might work, might not - either way I'll keep dieting as much as I can, and in 4 months I'll have the right amount of "time served" to go for approval again.
Bummer though - I was really psyched up for getting this done and over with and on with my new life.
Any ideas, I could use em.....